What is No Fault Insurance

Car and truck accident

No fault Car Insurance is simply insurance coverage provided to people who are involved in car accidents and or who are involved in accidents that involve the operation of a motor vehicle,

For example, a driver or passenger in a car crash, an accident with a truck, a pedestrian struck by a car or truck, a bicyclist hit in the bike lane by a car or truck.

For example, if you are the driver or a passenger of a car or truck involved in an accident. In that case, you are entitled to No Fault insurance coverage through the vehicle you were in, irrespective of whether that vehicle is at fault or not at fault for the accident, hence the name No Fault.

What does No Fault insurance provide?

No-fault insurance generally provides up to and including $50,000 in insurance coverage.

That $50,000 can be used to pay for your medical treatment, including all necessary doctors and hospital bills and other health service expenses.

It also covers 80% of your lost earnings, up to a maximum monthly payment of $2,000 per month for up to three years following the accident.

In addition, it includes up to $25 per day for one year from the date of the accident for any reasonable unnecessary out of pocket expenses.

These may include transportation expenses to and from your medical providers, to and from the hospital and it may also include the cost of hiring a housekeeper to help with daily activities.

Finally, in the event of a death as a result of a car or truck accident, it provides a $2,000 death benefit payable to the estate of a covered person under the

No fault insurance, in addition to the $50,000 coverage for economic loss described above.

There may be additional benefits on top of what is described above if the policy that the owner of the vehicle took out has endorsed to include optional basic economic loss and or additional personal injury protection coverage.

However, in general, No fault insurance provides up to and including $50,000 in insurance coverage as a result of being injured in a car or truck accident.

It is important to seek the representation of an experienced personal injury attorney if you have been involved in a car or truck accident or were struck as a pedestrian or bicyclist.

Here at the Law Offices of Darren T Moore, our firm has the experience of dealing with No fault cases on a daily basis and dealing with personal injury accidents that result from car and/or truck accidents.

Helmet and bike lying on the road on a pedestrian crossing.

If you or a loved one has been involved in a car or truck accident or was struck as a pedestrian or bicyclist, contact the Law Offices of Darren T Moore today for a free consultation to see if you are entitled to No fault benefits and to see if you have the potential to bring a third-party claim for your injuries.

Do you need a personal injury lawyer? Do not wait! Contact us on

(917) 809-7014 or info@injurylawatty.com

For more information on this please visit the Auto Insurance website .


Don’t Become A Victim; The Law Offices Of Darren T Moore’s Bike Accident Attorneys Are Here To Help You

Bike Accident Attorney New York

The number of cyclists who have died on city streets and roadways in 2019 is more than double and coming close to triple the number of cyclists killed in all of 2018. 10 cyclists were killed in 2018 and to date, 28 bicyclists or e-bike riders have been killed after being struck by vehicles and trucks on New York streets and roadways.

On Sunday November 17, 2019; a 25-year-old cyclist was the 28th person killed on our roads when a dump truck made an illegal U-turn in a supposed attempt to get onto the Willis Avenue bridge from a service road.

The New York Police Department writes over 1,000,000 moving violations on average every year which means that pedestrians and bicyclists are at a serious risk each and every day on the streets and roadways.

Too often, car and truck drivers are too careless, lazy or too distracted to notice the everyday bicyclist in the nearby bike lane. Whether it’s a truck driver double parked who opens the door into a bike lane, a motorist making a left turn at an intersection without checking their mirror’s or big trucks simply hogging the travel lanes, bicyclists have to be extra vigilant. In an era where more commuters are being encouraged to take the cleaner and healthier commute to work and around the city, the authorities and government need to be doing more to protect the bicyclist in New York. On July 25th of this year, Mayor De Blasio announced a $58.4 million five-year plan, called the “Green Wave” with the aim of adding new bike lanes, redesign intersections and step up enforcement of traffic laws. In the Mayor’s own words, cycling in New York City is in a state of “crisis” and “emergency.”

If you or a loved one have been injured in a bike accident, whether riding a bike, e-bike or motorcycle in New York City, you may be entitled to compensation and you should contact the bike accident lawyers at the Law Offices of Darren T. Moore P.C.

At the Law Offices of Darren T. Moore our bike accident attorneys have the experience dealing with bike accident cases to help guide you or your loved one through what can be a difficult time in life. You want a bike accident personal injury attorney who knows the applicable laws, rules and regulations that apply in bike accident cases and you want an attorney who cares and will fight to the end to get you or your loved one 100% justice and compensation.

It’s crucial that you find a personal injury attorney that is familiar with the New York Vehicle and Traffic Laws and also the Federal Motor Carrier Safety Regulations that may apply if your bike accident involved a commercial vehicle. You want a personal injury attorney who is proactive, who will obtain whatever surveillance that may have captured your accident, an attorney who will take charge and file your no-fault insurance application so that your medical bills and treatment are covered and a bike accident attorney who can take charge of everything and leave you with one responsibility, getting the treatment you need to take care of your physical well-being.

You want the personal injury attorneys at the Law Offices of Darren T. Moore P.C.
Our goal is “MOORE JUSTICE” for each and every one of our clients.