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This page was written, edited, reviewed, and approved by Darren T. Moore following our comprehensive editorial guidelines. As the Founding Partner, Darren T. Moore has over 17 years of legal experience as a New York personal injury attorney.

Our Westchester car accident lawyers help injured people hold negligent drivers accountable and recover full compensation after a crash. At The Law Offices of Darren T. Moore P.C., we represent drivers, passengers, and pedestrians hurt throughout Westchester County. We know how insurers try to limit what they pay, and we build claims aimed at the full value of your injuries.

Every case runs on a contingency fee basis, so you owe nothing unless we win. Call us at (917) 809-7014 for a free case evaluation.

Why Choose MooreJustice for Your Westchester Car Accident Claim?

Choosing the right law firm shapes the outcome of your car accident claim. Our attorneys focus on serious injury cases and prepare every file as if it will go to trial. That preparation signals to insurers that we will not accept an insufficient offer.

We have recovered substantial results for people hurt in New York collisions, including $5,025,000 for a three-car crash and $3,300,000 for a client whose vehicle was struck by a tractor-trailer. Past results do not guarantee future outcomes, but they reflect how we approach hard-fought cases.

A few qualities set our representation apart:

  • We work on a contingency fee basis, so you pay nothing upfront and owe a fee only if we win.
  • Our team is available 24/7 and makes home and hospital visits when you cannot come to us.
  • We have a multilingual staff, so Spanish-speaking clients can discuss their case in their own language.
  • Our work has earned recognition from Super Lawyers, The National Trial Lawyers Top 100, and the Better Business Bureau.

From the first call through settlement or verdict, we keep you informed and treat your case as the priority it is. When you need a Westchester car accident attorney who will stand between you and the insurance company, our team is ready.

Do I Need a Car Accident Lawyer in Westchester?

You are not required to hire a lawyer after a crash, but going it alone puts you at a disadvantage. Insurance companies protect their bottom line, and their adjusters are trained to settle claims for as little as possible.

An early offer often arrives before you know the full extent of your injuries. Once you accept, you generally cannot reopen the claim, even if you need more treatment later. Our attorneys calculate the true cost of your injuries before we ever discuss numbers with the insurer.

Evidence also fades quickly. Skid marks disappear, vehicles get repaired, and witnesses forget details. We move fast to preserve police reports, camera footage, and medical records that support your claim.

Under New York law, the other driver's insurer may also argue that you share blame to reduce what they owe. We push back with facts to ensure your compensation is not cut unfairly. Handling all of this while recovering is a heavy burden, and that is the burden we lift from your shoulders.

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How New York's No-Fault System Affects Your Claim

New York is a no-fault insurance state, which changes how car accident claims work. After a crash, you first turn to your personal injury protection (PIP) coverage, regardless of who caused the collision.

PIP pays up to $50,000 per person for medical expenses, a portion of lost earnings, and other necessary costs. These benefits apply regardless of fault, helping you get care without waiting for a liability fight. You must file your no-fault application within 30 days of the accident, so acting quickly matters.

No-fault benefits, however, do not cover pain and suffering. To pursue those damages from the at-fault driver, your injury must meet New York's serious injury threshold under Insurance Law § 5102(d).

A serious injury includes conditions such as a bone fracture, significant disfigurement, or permanent loss or limitation of use of a body part or system. When your injuries qualify, you can pursue a claim against the at-fault driver for the full range of damages.

Sorting out whether your injuries meet this threshold requires medical evidence and legal experience. Our team documents your injuries carefully and builds the record needed to protect your rights. Call (917) 809-7014 for a free case evaluation if you are unsure where your claim stands.

What Compensation Can I Recover After a Car Accident?

The value of your claim depends on how the crash affected your health, your income, and your daily life. New York law allows injured people to recover two main categories of damages: Economic and non-economic.

Economic Damages

Economic damages cover measurable financial losses, including:

  • Medical expenses, from emergency care to future treatment and rehabilitation.
  • Lost wages and reduced earning capacity when injuries keep you from work.
  • Property damage to repair or replace your vehicle.
  • Out-of-pocket costs tied to your recovery.

Non-Economic Damages

Non-economic damages address the human toll of a serious injury, including:

  • Pain and suffering from the injury and its treatment.
  • Emotional distress and anxiety after the crash.
  • Loss of enjoyment of life when activities you love become difficult.
  • Physical impairment or disfigurement.

In cases involving especially reckless conduct, additional damages may be available to punish the at-fault party. Every claim is different, and the right figure reflects your specific losses, not a formula. Our attorneys work with medical and financial experts to document the full scope of your damages.

How Long Do I Have to File a Car Accident Lawsuit in New York?

In most cases, you have three years from the date of the crash to file a car accident lawsuit in New York. This deadline comes from CPLR § 214, and missing it usually ends your claim for good.

Some situations shorten that window sharply. If a government vehicle or entity was involved, such as a city bus or municipal truck, you may need to file a notice of claim within 90 days. These cases move on a much tighter schedule.

Your no-fault benefits carry their own deadline, too. You must submit your PIP application within 30 days of the accident to preserve those benefits.

Because deadlines vary with the facts, waiting to call a lawyer can cost you options. The sooner we start, the more time we have to investigate, preserve evidence, and build a strong claim. Our team reviews your situation and confirms all deadlines that apply to your case.

Can I Still Recover If I Was Partly at Fault?

A significant update to state law has completely altered how insurance adjusters and courts assess responsibility in traffic collisions. The Law Offices of Darren T. Moore, P.C. works to ensure you recover the full financial support you need. Under CPLR § 1411(b), a crash victim cannot recover any damages if their share of the blame exceeds 50 percent. This modified comparative negligence framework replaces the old system that allowed heavily at-fault drivers to collect a payout. 

This rule matters because insurers often try to shift blame onto injured people to lower what they pay. The other side has a financial reason to overstate your share of fault.

Our attorneys gather evidence that tells the real story, from crash reconstruction to witness accounts. Do not accept the insurer's version of events without first talking to a lawyer.

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Types of Car Accident Cases We Handle in Westchester

Our team handles the full range of collisions that injure people on Westchester roads. Each crash type raises its own questions about fault, evidence, and injuries.

Rear-end collisions. A driver who follows too closely or fails to stop in time can cause whiplash and spinal injuries. The trailing driver is frequently, though not always, the party at fault.

Intersection accidents. Failure to yield, running a red light, and unsafe left turns make these crashes common and often disputed. Determining who had the right of way is central to the claim.

Head-on collisions. Wrong-way driving, passing errors, and drifting across the center line cause these high-force crashes. Because of the impact involved, they often produce severe or fatal injuries.

Side-impact and T-bone crashes. Vehicle doors offer far less protection than the front or rear. Occupants on the struck side can suffer serious harm even in a moderate-speed collision.

Rollover accidents. Sudden maneuvers, high speeds, and taller vehicles can cause a car to flip. These violent crashes frequently lead to catastrophic, life-changing injuries.

Rideshare accidents. Crashes involving rideshare drivers raise added questions about which insurance policy applies and when. We identify the right coverage so you are not left without recovery.

Pedestrian and hit-and-run crashes. When a driver flees the scene or carries no insurance, recovery gets complicated. We pursue every available source of compensation, including your own coverage.

Whatever the cause of your crash, we investigate what happened and identify each party who may be responsible. That thorough approach helps us pursue the compensation you are owed.

Common Car Accident Injuries

Car accident injuries range from minor to life-altering, and some do not appear right away. Prompt medical care protects both your health and your claim.

We represent people with injuries such as:

  • Whiplash and other neck and back injuries.
  • Spinal cord injuries and herniated discs.
  • Traumatic brain injuries and concussions.
  • Broken bones and fractures.
  • Internal injuries and organ damage.
  • Cuts, burns, and scarring.

Even injuries that seem minor can worsen over time. Seeing a doctor soon after your crash creates a record that links your injuries to the accident. That documentation becomes important if the insurer later questions how badly you were hurt.

Injured on a Westchester Road?

Westchester County sees heavy daily traffic from commuters, delivery trucks, and out-of-state drivers. Major routes like Interstate 287, Interstate 95, the Saw Mill River Parkway, and the Bronx River Parkway carry high volumes of vehicles, and crashes happen along them every day.

What you do after a crash can affect your health and your claim. When you are able, take these steps:

  • Call 911 and report the accident to the police.
  • Seek medical attention, even if you feel fine at first.
  • Photograph the vehicles, the scene, and any visible injuries.
  • Exchange insurance information and collect witness contact details.
  • Avoid giving a recorded statement to the other insurer before speaking with a lawyer.

Uninsured and underinsured drivers are a real risk on New York roads. New York requires uninsured motorist coverage and sets minimum liability limits at 50/100/50, so your own policy may provide recovery when the at-fault driver cannot. Our team helps you identify every available source of compensation.

Frequently Asked Questions

Do I need a lawyer for a car accident in Westchester?

You are not required to, but a lawyer can protect you from insufficient offers, preserve evidence, and handle the insurer while you focus on recovery.

How much does a Westchester car accident lawyer cost?

We work on a contingency fee basis. You pay nothing upfront, and we collect a fee only if we recover compensation for you.

What if the driver who hit me had no insurance?

Your own uninsured motorist coverage may pay for your injuries. We help you pursue that coverage and any other policy that applies to your crash.

What if my injuries do not meet the serious injury threshold?

Without a qualifying serious injury, you generally recover through no-fault benefits only. We review your injuries closely to determine whether you can pursue additional damages.

How long will my car accident case take?

It depends on your injuries and whether the insurer disputes the claim. Some cases settle in months; others take longer when a lawsuit is needed.

Will my car accident case go to trial?

Most cases settle before trial. We prepare every case for court, which often pushes insurers toward a fair settlement rather than a courtroom fight.

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Contact Our Westchester Car Accident Lawyers Today

If a crash left you injured, do not face the insurance company alone. Our Westchester car accident lawyers at The Law Offices of Darren T. Moore P.C. are ready to protect your rights and pursue the compensation you deserve.

We handle every car accident claim in Westchester County on a contingency fee basis, so you owe nothing unless we win. From the first call, attorneys Darren T. Moore and Nicholas Blatti, along with our team, stand ready to fight for you.

Call our office at (917) 809-7014 today for a free case evaluation. We will come to you if you cannot come to us.

Darren Moore

Darren Moore is the founder of The Law Offices of Darren T. Moore, P.C. and a dedicated New York personal injury attorney. Known for his relentless advocacy and client-focused approach, he has spent his career helping injury victims pursue justice and recover the compensation they deserve. Darren handles a wide range of personal injury matters and is committed to delivering personalized representation for every client.

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