Millions Recovered for Personal Injury Accident
$5.25MillionMotorist injured in a car accident suffering injury to his neck and back.
$2MillionWoman who suffered back and foot injuries in a motor vehicle accident.
As a personal injury law firm, our Motto is “MOOREJUSTICE,” and we seek that in every case retained by our firm. Call us or fill out our online contact form today for a free consultation.
Ridesharing is a popular way to get from point A to point B without the hassle of waiting for a taxi, simply order your ride from the comfort of your phone and go to your intended destination but the aftermath of a rideshare accident could land you in a legal nightmare. There are complicated insurance rules that take effect after an accident that involves a rideshare.
However, depending on the facts of your case and the answer to certain questions, those insurance rules could entitled you to a large amount of compensation. A New York rideshare accident lawyer from The Law Offices of Darren T. Moore will investigate the matter for you while you recover. You could be owed much more than you think and also much more than most lawyers even believe you’re entitled to!
Passengers in Rideshare Accidents
If you are a passenger taking a rideshare, you may be allowed to make a claim against the Uber or Lyft driver’s commercial insurance which in New York generally carries a $100,000.00 policy limit. You may however be also entitled to make a claim against the rideshare company’s insurance, whether that is Lyft, Uber, Via etc., which may provide additional coverage on top of the drivers own policy. In some cases, that coverage can be $1 million dollars and more.
This is why contacting the ridesharing attorneys at the Law Offices of Darren T. Moore P.C., is crucial as they can identify the facts and circumstances of your case and clarify is that additional coverage applies and if so, how much more coverage is available.
If this additional coverage applies, it means that in the event that your injuries are serious, significant and even catastrophic, there is at least additional coverage to protect you or your loved one. By working with a New York rideshare accident attorney, you’ll have an experienced rideshare attorney on your side to help you get the maximum compensation that you are entitled to.
You could be eligible for damages like:
- Pain and suffering
- Medical bills
- Lost wages and loss of future potential income
- Loss of enjoyment of life
- Future medical care
- Mental anguish
- Property damage
If you are a passenger, it doesn’t matter which driver was at fault because unless you did something extreme, you are blameless as it relates to who’s responsible and you’re medical bills will be covered under the No-Fault policy of the vehicle you are in. If this is your situation, contact us as soon as possible to see if you have a valid case and to learn how The Law Offices of Darren T. Moore can help you.
Third-Party Drivers in Rideshare Accidents
Since New York is a no-fault state, the driver and any passengers of the vehicles will first file a claim against their PIP or NF insurance. If their injuries qualify for the standard to sue under New York law, they can sue the at-fault driver or drivers and possibly the rideshare company’s insurance.
The Law Offices of Darren T. Moore can first help you file your no-fault application to get the most you can from your $50,000 No-Fault or PIP coverage and can then investigate your claim to see if you qualify to sue for further compensation for your injuries.
New York imposes a serious injury threshold on car accident cases. You automatically meet that threshold if you break a bone, lose a limb, have a significant scar, lose a fetus or lose a body organ or member. If you don’t have any of those, the Court requires that you prove to the Court that you have sustained a “serious injury” and that’s where an experienced rideshare accident attorney can advise you on what the Court look for.
In general, if you have suffered a permanent injury, whether automatically or now, you will be entitled to compensation as long as you’re not the sole reason for your accident. A visit to your doctor and a talk with our rideshare accident attorneys in New York can help you learn if you qualify.
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Rideshare Driver Coverage
Rideshare drivers will first need to use their own commercial insurance coverage. If they drive for Uber or Lyft, they must make sure that their insurance company covers rideshare operations. They may need to purchase special insurance so that their personal (commercial) insurance covers them and you while they’re on the clock.
Rideshare companies also extend a special insurance policy to drivers when they are on duty but haven’t picked up a passenger yet. They offer third-party liability coverage of $50,000 in bodily injury per person, with a maximum of $100,000 per accident and $25,000 in property damage coverage.
If they are on their way to pick up a rider or have a rider with you, then they’re covered usually under the $1 million in third-party liability coverage. Each rideshare application have their own insurance so it may differ between apps, that’s why an experienced rideshare attorney can help get to the bottom of that for you. The driver and occupants also get access to UI/UIM insurance for uninsured motorist collisions, as well as collision and comprehensive coverage.
Getting the Insurance Companies to Agree
Whenever several insurance policies are involved and may need to pay out on a claim, there’s a lot of passing the blame around and finger pointing. This can make your case drag on and pressure you to settle quickly to avoid financial ruin and hardship.
Hiring a rideshare accident lawyer in New York helps you cut through that nonsense and eliminate those headaches. They’ll cut through the red tape and fight to get you compensation from the policies that apply to your situation as soon as possible. You do not need the added pressure of negotiating with insurance companies.
How Long do I Have to File?
Under most circumstances, you have three years from the date of your accident to file your claim. This is an absolute maximum, and you should never file a claim close to this deadline. If you go beyond it, you will lose your chance to use the court to pressure the insurance companies. If the accident involves a rideshare vehicle and a municipal vehicle like an NYPD cop car or MTA bus, a shorter time limit applies and you need to act much sooner.
Don’t wait, call a lawyer experienced in rideshare cases as soon as you’ve been diagnosed with an injury and spoken to the police. Starting early gives your lawyer more time to build your case and gather the evidence that will help you get full and fair MOOREJustice and the full and fair compensation possible for your situation.
Call Darren T. Moore for a Consultation
The Law Offices of Darren T. Moore has recovered millions of dollars for clients in accidents. “When a client comes to me I know that it can be at the lowest point of their lives. It’s crucial that my firm provides compassion and dedication to the clients throughout the entire process and is relentless in pursuing justice for each and every client.”
Contact our offices for a free consultation anytime by calling our office or by sending us an email through our contact page. Don’t let your chance for additional compensation from companies like Uber and Lyft pass you by.
For more information on ridesharing accidents, check out our blog.